State governments require businesses to have worker’s compensation insurance, and for good reason. It protects the worker in case the person is injured on the job, and it reduces the employer’s risk of being sued by the employee for damages. For the majority of cases, an employee will not need to hire a Workers Compensation Attorney Middletown, NY to obtain benefits. The insurance company pays the medical claims as agreed, and everyone is happy with the outcome of the claim.
In other cases, however, the insurance company will deny an employee’s claim. It may be because the company suspects fraud, particularly if it appears the employee is exaggerating the extent of his or her injury or faking it altogether. However, there are times when the insurance company will deny claims because it’s more cost effective to do so, and it’s in these cases when an employee will need to hire an attorney to fight for those benefits.
Although hiring a lawyer can be intimidating, doing so has many benefits. An attorney will educate you about your rights under the laws that govern worker’s compensation claims. Some insurance companies are able to get away with denying legitimate claims because of the claimants’ ignorance of the law. Having an attorney on your side reduces the risk you will be taken advantage of in this manner.
Attorneys with extensive knowledge and experience in the area of worker’s compensation claims, like those at the William D. McGillicuddy Law Office PC, know how insurance companies work and can advise you about the best course of action to take to increase your chances of getting your claims paid. This can save you a lot of time and headache. Fighting the insurance company on your own would require you to conduct research about the laws and claims process, file the correct paperwork with the right department, and ask the right questions. It would be easy to miss something that could be crucial to winning your case.
Instead of doing all that, hire a Workers Compensation Attorney Middletown, NY to fight for you. This way, you can spend your energy on healing from the injury, so you can return to enjoying your life. Like us on Facebook!
