Unexpected events, such as divorce, illness, job loss, serious injuries, and other factors, can lead you to experience severe financial hardship. Left with the inability to continue making payments to your creditors, you may also experience creditor harassment. The best solution for those who are faced with Foreclosure in Dayton Ohio is to seek advice from a law firm that specializes in bankruptcy law services to help them get back on their feet and rebuild their financial situation. Debt relief is available through bankruptcy to stop garnishments, foreclosure, and judgments against you by creditors. Foreclosure can be a stressful and nerve wrecking experience, but you will be guided through the entire bankruptcy process.
When facing Foreclosure in Dayton Ohio, look for a quality bankruptcy law service firm, such as Miami Valley Bankruptcy, that will work quickly to resolve your financial troubles. The bankruptcy law service is committed to educating clients about the bankruptcy process and types of bankruptcy. The firm offers free consultations with a bankruptcy attorney to answer your questions, have your situation evaluated, and determine the best type of bankruptcy for each client. Consultations are typically scheduled during regular business hours and take one or two hours to complete. You will need to bring documents, such as contracts for mortgages or loans, recent billing statements from each creditor, letters from collection agencies, tax returns, current pay stubs, recent bank statements, copies of judgments or lawsuits filed against you, and more to the initial consultation.
All clients are provided with information that will enable them to make an informed decision about whether to file a Chapter 7 or Chapter 13 bankruptcy. Whether you want to stop the foreclosure process and keep your home may influence your decision to file. A bankruptcy attorney will review your case and explain bankruptcy law as it applies to your situation. They will explain state specific exemptions for personal property that may be obtained in bankruptcy cases. A bankruptcy attorney can offer advice about how state and federal exemptions may affect your bankruptcy filing. No matter which chapter you decide to file, you can rest assured knowing that your bankruptcy attorney is committed to helping you start over again.
