When you get into an auto accident, one of your first questions is likely to be “Should I file a police report?” The answer to that question depends on the nature of the accident and upon the state in which you live. In this article, we will list the organizations with which you may need to file a report after an auto accident.
File a Police Report
Every state has different laws on whether people are required to file a report after a car accident. In most cases you will have to file if:
* Injuries have occurred
* There’s property damage over a predetermined value (usually $200-$500)
Depending on the jurisdiction, you may be able to file an accident report over the phone. Alternatively, you may be able to go to the police station, or have an officer come to the scene of the accident to take a report. If you are traveling and are involved in an accident, it is advisable to call police to learn the rules on filing a report.
File a Claim with your Auto Insurer
Most insurers require policyholders to report right away if they are involved in an auto accident. Your insurer will want information about the crash, including your version of events. If injuries have occurred, or if you think that your insurer may deny coverage, consider calling an Auto Accident Lawyer in OKC before offering a statement to the insurance company.
Filing a DMV Report
In some areas, the DMV keeps records on auto accidents, meaning that you may have to file a report there. State requirements vary, but there is usually a time limit for filing the report. Failing to file an accident report can result in suspension of your driver’s license; if there are injuries to others, you may want to consult an Auto Accident Lawyer in OKC before filing.
Do I Need an Auto Accident Lawyer in OKC?
Any time you are involved in a car crash, it is in your best interest to call a lawyer as quickly as possible. Insurers often promise to treat you with fairness, and many will tell you that you do not need an attorney -; but those statements are often not true. An Auto Accident Lawyer in OKC can tell you about your rights, responsibilities and legal remedies.
